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Field, F. (2006-10-19). Why Has It All Gone Wrong? The Past, Present, and Future of British Pensions. In Britain's Pensions Crisis: History and Policy. : British Academy. Retrieved 16 Sep. 2021, from https://britishacademy.universitypressscholarship.com/view/10.5871/bacad/9780197263853.001.0001/upso-9780197263853-chapter-9.