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Credit and Village Society in Fourteenth-Century England$
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Chris Briggs

Print publication date: 2009

Print ISBN-13: 9780197264416

Published to British Academy Scholarship Online: January 2012

DOI: 10.5871/bacad/9780197264416.001.0001

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The formation of credit relationships

The formation of credit relationships

(p.65) 3 The formation of credit relationships
Credit and Village Society in Fourteenth-Century England

Chris Briggs

British Academy

This chapter examines the investigating techniques employed by the borrowers for identifying and selecting lenders and vice versa in creating credit relationships and transactions. It examines the terms and conditions agreed upon by creditors and lenders in their credit transactions. It discusses the quantity of the credit extended in the fourteenth-century in terms of its overall value and the average size of individual credit. It also discusses the exploitation and expropriation of the debtors through high levels of interest, loss of land, and pledging of properties in connection with the debts. The chapter also tackles the formation of credit contracts and their terms and conditions, including their effects on mobilization of capital within the creditors, the debtors, and the community as a whole.

Keywords:   borrowers, lenders, credit relationships, credit transactions, terms and conditions, individual credit, exploitation, expropriation, interest, loss of land

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